Matt Patterson
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Financial Services
At the Matt Patterson Insurance Agency, we pride ourselves on providing outstanding customer care and making sure our clients feel like family. Whether it is clearing trees after a storm has passed or being available for straightforward questions, we do the best we can to support you.
We will go above and beyond to help you when you need it most.
Our aim is to craft a customized plan that is created around your distinct way of life. Insurance can be complicated, so we enjoy assisting you with understanding exactly how your policy benefits you to ensure you make the right choice.
Get Your No Hassle, No Obligation Quote Today!
What Our Clients Have to Say
Rated 5 out of 5 Stars Based on 112 Reviews
Share Your Experience
FAQs About Insurance in Wimberley, TX
Properties in the Texas Hill Country carry higher wildfire and brush exposure risks. Insurance carriers evaluate factors like your proximity to brush, roof construction materials, and distance to the nearest responding fire station or water source. We work with specialized carriers that write competitive, comprehensive policies for Wimberley homes in high-vegetation areas.
No. Damage caused by river flooding, creek overflow, or heavy surface water runoff is strictly excluded from standard home policies. Given Wimberley’s history with severe flash flooding along the Blanco River, we strongly advise securing a separate Flood Insurance policy through the NFIP or private flood markets.
Yes. Standard home policies only cover small, detached structures up to a default limit (usually 10% of your dwelling coverage). For Wimberley properties with detached workshops, guest houses, barns, or perimeter fencing, we add Other Structures Endorsements to ensure every structure on your land is fully protected.
Local Wimberley business owners generally require a Business Owner’s Policy (BOP), which combines General Liability and Commercial Property protection. If you operate an event venue, bed & breakfast, or artisan retail store, we tailor coverage limits to address slip-and-fall liability, commercial property, and seasonal revenue interruptions.
You can request a quote by calling our office directly or submitting your details through our secure online form. We analyze your location, property features, and driving records to build a customized, cost-effective policy package tailored to Hill Country living.


