Matt Patterson
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Financial Services
At the Matt Patterson Insurance Agency, we take pride in providing exceptional customer care and treating our clients like family. Whether it is removing debris after a storm has passed or being available for simple inquiries, we will do our best to be there for you.
We will go above and beyond to help you when you need it most.
We want to create a customized plan that is developed for your unique way of life. We know insurance can be complicated, so we enjoy assisting you with understanding how your plan benefits you so you can make a more educated decision.
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FAQs About Insurance in New Braunfels, TX
Yes. We regularly write personal lines (auto, home, boat, golf cart) and commercial policies across Comal and Guadalupe counties. You receive full local agency representation and personalized policy management without dealing with a national call center.
Properties near the Guadalupe and Comal Rivers face heightened environmental risks, particularly flash flooding and heavy storm runoff. Because standard homeowners’ insurance excludes rising water damage, we evaluate your elevation zone and secure dedicated Flood Insurance and Water Backup Endorsements to fully protect your property.
Yes. Standard homeowners’ insurance policies explicitly exclude commercial activities, including short-term vacation rentals. If you host guests near Downtown New Braunfels, Gruene, or the rivers, you need a Short-Term Rental Endorsement or a Landlord (DP-3) Policy to protect against guest property damage, liability lawsuits, and lost rental income.
Standard auto policies do not extend full physical damage or liability protection to boats, jet skis, RVs, or street-legal golf carts. We write dedicated marine, RV, and specialty vehicle endorsements to ensure your watercraft and recreational equipment are fully covered on local rivers, lakes, and roads.
With rapid real estate growth across Comal County, the cost of construction materials and labor required to rebuild a home has increased significantly. We conduct annual dwelling replacement reviews to ensure your policy’s Dwelling Limit (Coverage A) accurately reflects current local rebuild costs, preventing you from being underinsured during a total loss.


