Matt Patterson
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Financial Services
At the Matt Patterson Insurance Agency, we take pride in providing exceptional customer care and treating our clients like family. Whether it is removing debris after a storm has passed or being available for simple inquiries, we will do our best to be there for you.
We will go above and beyond to help you when you need it most.
We want to create a customized plan that is developed for your unique way of life. We know insurance can be complicated, so we enjoy assisting you with understanding how your plan benefits you so you can make a more educated decision.
Get Your No Hassle, No Obligation Quote Today!
What Our Clients Have to Say
Rated 5 out of 5 Stars Based on 115 Reviews
MattRussellSawyerJustin
I recently started working with Justin for our commercial insurance needs at ECC Tuned ATX, and the experience has been outstanding. Justin is extremely knowledgeable, professional, and responsive. He took the time to understand our business, explain our coverage options, and make sure we had the right protection in place. What really sets Justin apart is his attention to detail, transparency, and genuine commitment to his clients. It’s refreshing to work with someone who is proactive, easy to communicate with, and truly has your business’s best interests in mind. I highly recommend Justin to any business owner looking for a reliable and knowledgeable commercial insurance broker!
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Alex T.
10/30/2026
On behalf of KAE Autowerks, wanted to give a huge thanks to Justin Chong for helping us with getting home insurance, mobile mechanic insurance and shop insurance. All 3 times he has delivered and given the best price in all of town. Don’t listen to anyone else saying they can give you the best price until you spoken to Justin. His communication, his attention to detail, and treating you like family rather than a customer is absolutely amazing. Thank you again for all you have done Justin! You’re absolutely the best!
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Anthony M.
10/29/2026
I just switched my home and car insurance to Farmers insurance. I spoke to Justin Chong, he was excellent. He explained all my options, and answered all my questions. I got better rates from Farmers Insurance that the one I currently have. I will recommend Farmers Insurance and Justin Chong to all my family and friends. Excellent service.
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Diane G.
10/13/2026
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FAQs About Insurance in New Braunfels, TX
Yes. We regularly write personal lines (auto, home, boat, golf cart) and commercial policies across Comal and Guadalupe counties. You receive full local agency representation and personalized policy management without dealing with a national call center.
Properties near the Guadalupe and Comal Rivers face heightened environmental risks, particularly flash flooding and heavy storm runoff. Because standard homeowners’ insurance excludes rising water damage, we evaluate your elevation zone and secure dedicated Flood Insurance and Water Backup Endorsements to fully protect your property.
Yes. Standard homeowners’ insurance policies explicitly exclude commercial activities, including short-term vacation rentals. If you host guests near Downtown New Braunfels, Gruene, or the rivers, you need a Short-Term Rental Endorsement or a Landlord (DP-3) Policy to protect against guest property damage, liability lawsuits, and lost rental income.
Standard auto policies do not extend full physical damage or liability protection to boats, jet skis, RVs, or street-legal golf carts. We write dedicated marine, RV, and specialty vehicle endorsements to ensure your watercraft and recreational equipment are fully covered on local rivers, lakes, and roads.
With rapid real estate growth across Comal County, the cost of construction materials and labor required to rebuild a home has increased significantly. We conduct annual dwelling replacement reviews to ensure your policy’s Dwelling Limit (Coverage A) accurately reflects current local rebuild costs, preventing you from being underinsured during a total loss.
