Matt Patterson
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Financial Services
At the Matt Patterson Insurance Agency, we pride ourselves on providing outstanding customer service and treating our clients like family. Whether it is clearing trees after a storm or being available for simple questions, we will do our best to be there for you.
We will go above and beyond to help you when you need it most.
We want to craft a customized plan that is designed for your unique lifestyle. Insurance can be complicated, so we take pride in helping you understand how your policy works for you so you can make a more informed decision.
Get Your No Hassle, No Obligation Quote Today!
What Our Clients Have to Say
Rated 5 out of 5 Stars Based on 112 Reviews
MattRussellSawyerJustin
I stick with this agency because you can always get someone on the phone and emails are always answered. And they shop for what you ask for. Recommend highly!
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Elizabeth W.
8/28/2026
I believe it's unusual to praise an insurance company, but when it's earned one must do so. Justin Chong returned my initial inquiry regarding a commercial insurance policy. After several phone calls discussing specifics I received the quote that was substantially less than my current policy. I subsequently changed to Farmers. Not only that, but I was so impressed with Justin & Farmers Insurance that I changed my Ranch & Farm policy to Farmers.
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Jerry K.
8/20/2026
Where to start ? After plenty of calls and long conversations with other auto insurance agencies, I managed to connect with Justin at Matt Pattersons insurance. The process was smooth and Justin showed no hesitation to truly help, explain, and detail every aspect of insuring my vehicle with them. I was not rushed to provide info, but rather met with a friendly fellow car enthusiast who understood my exact situation and helped aim me toward a policy that fit my exact needs. With Justin, i almost forgot I was there to purchase insurance. Justin doubled as my therapist at a fraction of the cost. Very pleasant experience. A+++
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Rolando B.
8/05/2026
Frequently Asked Insurance Questions
Working with our local San Marcos agency gives you a dedicated local agent who understands Central Texas risks—from local hailstorms to rising property values. You get direct personal service and honest coverage guidance without waiting on a generic 1-800 phone queue.
Getting a quote is fast and simple. You can call our office directly, request a quote online, or drop by our San Marcos location. We review your current coverage, identify any missing protections or hidden discounts, and build a tailored policy that fits your budget.
Yes. Multi-policy bundling is one of the most effective ways to lower your overall premium. Combining your auto and homeowners (or renters) insurance under one agency typically unlocks substantial multi-line discounts while simplifying your billing into a single account.
When an incident occurs, you can contact our local agency directly. We guide you through the claims process step-by-step, help you report the details accurately to the carrier, and act as your local advocate to ensure your claim is handled efficiently.
In Texas, wind and hail damage often carry a separate deductible, usually set as a percentage (typically 1% to 2%) of your total dwelling coverage amount rather than a flat dollar fee. We clearly break down your exact out-of-pocket costs before severe weather hits so there are no surprises during a roof claim.
Not at all. We handle the entire transition for you. We help you secure your new coverage first to ensure zero gaps in protection, coordinate with your mortgage lender if escrow is involved, and assist you in canceling your previous policy (including requesting any unused premium refunds).
Yes. We write commercial insurance policies tailored to local business owners across San Marcos, Kyle, Buda, and surrounding areas. Our offerings include General Liability, Commercial Property, Commercial Auto, Workers’ Compensation, and Business Owner Policies (BOP).
We recommend an annual policy review, or whenever you experience a major life event—such as buying a home, purchasing a new vehicle, remodeling, getting married, or starting a business. Regular reviews ensure your coverage limits keep pace with changing property values and life changes.
