Matt Patterson
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Financial Services
At the Matt Patterson Insurance Agency, we pride ourselves on providing outstanding customer service and treating our clients like family. Whether it is clearing trees after a storm or being available for simple questions, we will do our best to be there for you.
We will go above and beyond to help you when you need it most.
We want to craft a customized plan that is designed for your unique lifestyle. Insurance can be complicated, so we take pride in helping you understand how your policy works for you so you can make a more informed decision.
Get Your No Hassle, No Obligation Quote Today!
What Our Clients Have to Say
Rated 5 out of 5 Stars Based on 115 Reviews
MattRussellSawyerJustin
I recently started working with Justin for our commercial insurance needs at ECC Tuned ATX, and the experience has been outstanding. Justin is extremely knowledgeable, professional, and responsive. He took the time to understand our business, explain our coverage options, and make sure we had the right protection in place. What really sets Justin apart is his attention to detail, transparency, and genuine commitment to his clients. It’s refreshing to work with someone who is proactive, easy to communicate with, and truly has your business’s best interests in mind. I highly recommend Justin to any business owner looking for a reliable and knowledgeable commercial insurance broker!
read more
Alex T.
10/30/2026
On behalf of KAE Autowerks, wanted to give a huge thanks to Justin Chong for helping us with getting home insurance, mobile mechanic insurance and shop insurance. All 3 times he has delivered and given the best price in all of town. Don’t listen to anyone else saying they can give you the best price until you spoken to Justin. His communication, his attention to detail, and treating you like family rather than a customer is absolutely amazing. Thank you again for all you have done Justin! You’re absolutely the best!
read more
Anthony M.
10/29/2026
I just switched my home and car insurance to Farmers insurance. I spoke to Justin Chong, he was excellent. He explained all my options, and answered all my questions. I got better rates from Farmers Insurance that the one I currently have. I will recommend Farmers Insurance and Justin Chong to all my family and friends. Excellent service.
read more
Diane G.
10/13/2026
Frequently Asked Insurance Questions
Working with our local San Marcos agency gives you a dedicated local agent who understands Central Texas risks—from local hailstorms to rising property values. You get direct personal service and honest coverage guidance without waiting on a generic 1-800 phone queue.
Getting a quote is fast and simple. You can call our office directly, request a quote online, or drop by our San Marcos location. We review your current coverage, identify any missing protections or hidden discounts, and build a tailored policy that fits your budget.
Yes. Multi-policy bundling is one of the most effective ways to lower your overall premium. Combining your auto and homeowners (or renters) insurance under one agency typically unlocks substantial multi-line discounts while simplifying your billing into a single account.
When an incident occurs, you can contact our local agency directly. We guide you through the claims process step-by-step, help you report the details accurately to the carrier, and act as your local advocate to ensure your claim is handled efficiently.
In Texas, wind and hail damage often carry a separate deductible, usually set as a percentage (typically 1% to 2%) of your total dwelling coverage amount rather than a flat dollar fee. We clearly break down your exact out-of-pocket costs before severe weather hits so there are no surprises during a roof claim.
Not at all. We handle the entire transition for you. We help you secure your new coverage first to ensure zero gaps in protection, coordinate with your mortgage lender if escrow is involved, and assist you in canceling your previous policy (including requesting any unused premium refunds).
Yes. We write commercial insurance policies tailored to local business owners across San Marcos, Kyle, Buda, and surrounding areas. Our offerings include General Liability, Commercial Property, Commercial Auto, Workers’ Compensation, and Business Owner Policies (BOP).
We recommend an annual policy review, or whenever you experience a major life event—such as buying a home, purchasing a new vehicle, remodeling, getting married, or starting a business. Regular reviews ensure your coverage limits keep pace with changing property values and life changes.
