Matt Patterson
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Financial Services
At the Matt Patterson Insurance Agency, we take pride in delivering phenomenal customer care and treating our clients like family. Whether it is removing trees after a storm has passed or being easily reachable for simple inquiries, we do our best to be there for you.
We will go above and beyond to help you when you need it most.
Our aim is to design a personalized plan that is designed for your specific way of living. Insurance can be complicated, so we take pride in assisting you with comprehending exactly how your policy benefits you to ensure you make a more well-informed choice.
Get Your No Hassle, No Obligation Quote Today!
What Our Clients Have to Say
Rated 5 out of 5 Stars Based on 112 Reviews
MattRussellSawyerJustin
I stick with this agency because you can always get someone on the phone and emails are always answered. And they shop for what you ask for. Recommend highly!
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Elizabeth W.
8/28/2026
I believe it's unusual to praise an insurance company, but when it's earned one must do so. Justin Chong returned my initial inquiry regarding a commercial insurance policy. After several phone calls discussing specifics I received the quote that was substantially less than my current policy. I subsequently changed to Farmers. Not only that, but I was so impressed with Justin & Farmers Insurance that I changed my Ranch & Farm policy to Farmers.
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Jerry K.
8/20/2026
Where to start ? After plenty of calls and long conversations with other auto insurance agencies, I managed to connect with Justin at Matt Pattersons insurance. The process was smooth and Justin showed no hesitation to truly help, explain, and detail every aspect of insuring my vehicle with them. I was not rushed to provide info, but rather met with a friendly fellow car enthusiast who understood my exact situation and helped aim me toward a policy that fit my exact needs. With Justin, i almost forgot I was there to purchase insurance. Justin doubled as my therapist at a fraction of the cost. Very pleasant experience. A+++
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Rolando B.
8/05/2026
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FAQs About Insurance in Buda, TX
Our primary office in San Marcos directly serves Buda homeowners, drivers, and business owners across the 78610 zip code. We provide full digital and phone service for policy quotes, changes, and claims, giving you local Hays County representation without needing to visit a physical branch.
Yes, provided your policy includes Windstorm and Hail coverage. In Central Texas, wind and hail damage carry a percentage-based deductible (typically 1% or 2% of your total dwelling coverage limit). Because Buda experiences frequent severe spring storms, we ensure your roof policy is structured with Replacement Cost Value (RCV) rather than depreciated payouts.
You need a Renters Insurance Policy (HO-4). Your landlord’s property policy only covers the physical building structure—it does not cover your personal belongings, furniture, electronics, or personal liability if a guest is injured inside your rental. Renters insurance is very affordable and can be bundled with auto coverage for extra savings.
Standard homeowners’ insurance explicitly excludes damage caused by flash flooding or rising creek waters. If your property is near low-lying areas or designated flood plains in Buda, you need a separate NFIP or Private Flood Insurance policy to protect your home structure and personal contents from water damage.
Yes. We write commercial policies for local Buda small businesses, including General Liability, Business Owner’s Policies (BOP), Commercial Auto fleets, and Inland Marine coverage for contractors hauling tools and equipment around Hays and Travis counties.
