Matt Patterson
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Financial Services
At the Matt Patterson Insurance Agency, we take pride in delivering phenomenal customer care and treating our clients like family. Whether it is removing trees after a storm has passed or being easily reachable for simple inquiries, we do our best to be there for you.
We will go above and beyond to help you when you need it most.
Our aim is to design a personalized plan that is designed for your specific way of living. Insurance can be complicated, so we take pride in assisting you with comprehending exactly how your policy benefits you to ensure you make a more well-informed choice.
Get Your No Hassle, No Obligation Quote Today!
What Our Clients Have to Say
Rated 5 out of 5 Stars Based on 115 Reviews
MattRussellSawyerJustin
I recently started working with Justin for our commercial insurance needs at ECC Tuned ATX, and the experience has been outstanding. Justin is extremely knowledgeable, professional, and responsive. He took the time to understand our business, explain our coverage options, and make sure we had the right protection in place. What really sets Justin apart is his attention to detail, transparency, and genuine commitment to his clients. It’s refreshing to work with someone who is proactive, easy to communicate with, and truly has your business’s best interests in mind. I highly recommend Justin to any business owner looking for a reliable and knowledgeable commercial insurance broker!
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Alex T.
10/30/2026
On behalf of KAE Autowerks, wanted to give a huge thanks to Justin Chong for helping us with getting home insurance, mobile mechanic insurance and shop insurance. All 3 times he has delivered and given the best price in all of town. Don’t listen to anyone else saying they can give you the best price until you spoken to Justin. His communication, his attention to detail, and treating you like family rather than a customer is absolutely amazing. Thank you again for all you have done Justin! You’re absolutely the best!
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Anthony M.
10/29/2026
I just switched my home and car insurance to Farmers insurance. I spoke to Justin Chong, he was excellent. He explained all my options, and answered all my questions. I got better rates from Farmers Insurance that the one I currently have. I will recommend Farmers Insurance and Justin Chong to all my family and friends. Excellent service.
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Diane G.
10/13/2026
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FAQs About Insurance in Buda, TX
Our primary office in San Marcos directly serves Buda homeowners, drivers, and business owners across the 78610 zip code. We provide full digital and phone service for policy quotes, changes, and claims, giving you local Hays County representation without needing to visit a physical branch.
Yes, provided your policy includes Windstorm and Hail coverage. In Central Texas, wind and hail damage carry a percentage-based deductible (typically 1% or 2% of your total dwelling coverage limit). Because Buda experiences frequent severe spring storms, we ensure your roof policy is structured with Replacement Cost Value (RCV) rather than depreciated payouts.
You need a Renters Insurance Policy (HO-4). Your landlord’s property policy only covers the physical building structure—it does not cover your personal belongings, furniture, electronics, or personal liability if a guest is injured inside your rental. Renters insurance is very affordable and can be bundled with auto coverage for extra savings.
Standard homeowners’ insurance explicitly excludes damage caused by flash flooding or rising creek waters. If your property is near low-lying areas or designated flood plains in Buda, you need a separate NFIP or Private Flood Insurance policy to protect your home structure and personal contents from water damage.
Yes. We write commercial policies for local Buda small businesses, including General Liability, Business Owner’s Policies (BOP), Commercial Auto fleets, and Inland Marine coverage for contractors hauling tools and equipment around Hays and Travis counties.
