Matt Patterson Insurance Agency offers a range of financial and investment management services in San Marcos, TX. Whether you’re looking to save for retirement, or simply want to protect your assets, our team can help you achieve your goals. Contact us today to speak to a registered investment adviser for a free quote!
Financial Solutions Financial Planners in San Marcos
Financial Goals
Whether you’re just starting out, mid-career or about to retire, one thing is true: Your strategy for financial planning in San Marcos, TX can help you balance priorities as you build wealth, save for big purchases and prepare for the unexpected. When you need a retirement planner in San Marcos, TX, we are here as your financial planner & financial advisor, to discuss investment options at each stage of your life.
Ask a financial services agent about your options. Whether you have toddlers, tweens or teens – or you’re planning your own degree program – you can save for education in a smart and tax-advantaged way with the help of our investment advisory services.
Your investment advisor will help you choose from a wide variety of nationally recognized mutual funds that can assist you in your journey to successful wealth management. Life insurance can also be a great way to help you plan for your family’s future & financial security needs today.
Your financial advisor can help you utilize life insurance as a tool to help accumulate assets and pass them to your heirs.
Whether you’re just starting to build wealth, saving for a major purchase or would simply appreciate a cash cushion, a certified financial planner from Matt Patterson will discuss options with you in order to find investments that fit your goals and risk profile. We pay close attention to your client relationship summary with Matt Patterson to ensure that all the best finance and investing strategies are being utilized.
Financial Service Options
The cost of education is going up-but you can prepare for what could be one of the largest expenditures you ever make. Don’t delay. Give Matt Patterson Insurance a call and speak with a registered representative to learn more about ways you can save for your child’s education, even if you are on a fixed income.
- 529 College Savings Plans
- Coverdell Education Savings Accounts
- UGMAs/UTMAs
Matt Patterson’s investment management can help as you plan for retirement. Let’s have a discussion about your retirement objectives, and your investment advisor representative will present you with options to consider as you work toward your financial goals.
- Traditional & Roth IRAs
- IRA & 401(k) Rollovers
- Variable & Fixed Annuities
Protecting your family’s financial security is an important part of your overall financial strategy. Life insurance is an important part of your retirement plan as well. Discuss your options with a today.
- Variable Universal Life Insurance*
- Traditional Permanent Life Insurance
- Term Life Insurance
As you manage the wealth you’ve built, we offer a diversified suite of investment advisory services that help strengthen your investment portfolio. Let’s discuss your financial future and other investment strategy options that may work for you. Call or visit my San Marcos office to speak with an investment professional and learn how you can start.
- Mutual Funds*
- Variable Universal Life Insurance*
- Universal Life Insurance
- Index Universal Life Insurance
As an entrepreneur, you likely have specific needs when it comes to your financial goals – as your registered investment adviser, we can help as you decide which retirement plan best fits your financial strategy & overall financial plan, even if you are on a fixed income while you work to grow your business.
- SEP / SIMPLE
- 401(k) Plans
- Solo 401(k) Plans
Matt Patterson is Your Ally for Financial Planning in San Marcos Tx
If you’re looking for someone to help you with financial and investment management in San Marcos, TX, Matt Patterson is your man. He and his team of advisors at the Matt Patterson Insurance Agency pride themselves on providing outstanding customer service and treating their clients like family. They’ll do whatever it takes to get you the financial products you need, when you need them most. And they’re not just interested in selling you a policy – they want to craft a customized financial plan that’s designed specifically for your unique lifestyle. Insurance and investment management can be complicated, but Patterson and his team will make sure you understand the direction you want your financial future to go in, so you can make an informed decision about investment strategy today. You can trust the finance investment professionals at Matt Patterson to have your best investing interests at heart. Lets start building your investment portfolio today!
FAQs About Financial Solutions & Investment Management in San Marcos, TX
Integrating your investment management and insurance protection under one local agency ensures every part of your financial plan works together. We ensure your wealth accumulation strategies (like IRAs and mutual funds) are adequately shielded by appropriate risk management tools (like umbrella liability or business buy-sell coverage) so a single lawsuit or storm doesn’t derail your long-term wealth.
A 529 College Savings Plan offers high contribution limits with no income restrictions, making it an ideal vehicle for growing tax-free funds for college, trade schools, or registered apprenticeships. A Coverdell Education Savings Account (ESA) has lower annual contribution limits ($2,000/year) and income eligibility caps, but offers greater investment flexibility and allows tax-free withdrawals for K-12 private school tuition as well as higher education.
A UGMA (Uniform Gifts to Minors Act) or UTMA (Uniform Transfers to Minors Act) account is a custodial account used to hold and protect financial assets (cash, mutual funds, stocks) for a minor. Unlike a 529 plan, which must be used for qualified education expenses to retain tax benefits, UGMA/UTMA funds become the unconditional property of the child once they reach the legal age of majority in Texas (age 21 for UTMA) and can be used for any purpose, such as buying a car or starting a business.
Leaving a 401(k) with a former employer often results in limited investment choices and unmonitored fees. We assist with direct 401(k) to IRA rollovers, which transfer your funds directly into a Traditional or Roth IRA without triggering tax penalties or early withdrawal fees, unlocking a broader suite of mutual funds and customized management strategies.
Annuities are designed to solve the risk of outliving your savings. Fixed Annuities guarantee a predictable rate of return and principal protection, while Variable Annuities offer growth potential linked to market investments. Both options allow you to convert accumulated capital into a guaranteed stream of income during retirement.
We offer specialized small business retirement solutions including SEP IRAs, SIMPLE IRAs, and Solo 401(k)s. These plans allow business owners, independent contractors, and small teams to save significantly higher amounts tax-deferred than standard personal IRAs while offering attractive tax deductions for the business.
Permanent policies like IUL and VUL combine life insurance protection with cash-value accumulation. Cash-value growth inside these policies accumulates tax-deferred and can be accessed tax-free during retirement through policy loans, providing a tax-advantaged supplement to traditional IRAs and 401(k)s.
Getting started begins with a straightforward consultation at our San Marcos office. We analyze your current assets, existing retirement accounts, debt, and long-term goals (such as retirement age or education funding), then build a risk-adjusted portfolio strategy tailored to your timeline.
